UAE Mortgage Advisory

Making Your Next
Mortgage Simpler.

Mortgage, property and financial solutions designed around your goals — with expert guidance every step of the way.

No advisory fee to you
Pre-approval in 3–5 days
One advisor, start to finish

We place mortgages with the UAE’s leading lenders

AED 100mn+Mortgages arranged for our clients
20+Bank and lender relationships
96%Pre-approval success rate
4.9/5Average client rating
Who we are

Who We Are

Leom is a UAE-based mortgage and financial services company dedicated to making finance simple, transparent, and accessible.

We help individuals navigate home purchases, mortgage buyouts, equity release, refinancing, and other financial solutions with expert guidance and personalized support. From understanding your options to completing the process, our team is with you every step of the way.

Our mission

Our Mission

Our mission is to simplify the financial journey by providing trusted advice, tailored solutions, and a seamless experience. We aim to help our clients make confident financial decisions and achieve their property and financial goals.

Leom — Simplifying Finance. Supporting Your Future.

Plan your finances with our mortgage calculator

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Indicative only and not an offer of finance. Rates shown are illustrative; final approval, rate and loan-to-value are set by the lender under UAE Central Bank rules.
Our services

One team for every kind of UAE mortgage

Whether it is your first apartment in Dubai Marina or your fifth investment unit, the file is handled by an advisor who knows which lender says yes to your profile.

First-time buyers

Residents buying their first home. We size the deposit, structure the offer and get you pre-approved before you sign an MOU.

Get pre-approved

Non-resident & expat finance

Buying from abroad or paid in a foreign currency? We work with the lenders that underwrite overseas income and remote signings.

Speak to an advisor

Buyout & refinancing

Paying above 4%? We move your loan to a sharper rate, often cutting years of interest for a one-off switching cost.

Compare my rate

Equity release

Unlock cash from a property you already own in the UAE — for a second purchase, a business or school fees.

See what I can release

Islamic home finance

Sharia-compliant Ijara and Murabaha structures from the UAE's Islamic banks, compared side by side with conventional offers.

Compare Islamic options

Investor & commercial

Portfolio landlords, off-plan handovers and commercial units — including self-employed and company-owned structures.

Book a call

The mortgage process

From application to approval, we've simplified every step to make your dream home a reality. Explore below to see how easy it can be.

Free consultation
Why Leom

We Don't Just Find Mortgage Rates. We Find the Right Fit.

Your property is a major investment. Your mortgage should be just as carefully considered.

As a UAE mortgage broker, Leom helps you compare home loan options, understand your eligibility, manage documentation, and navigate the mortgage process — so you can make a smarter property financing decision.

Less complexity. More clarity. Better mortgage decisions.

Whole-of-market, not one bank

We are paid by the lender at completion, so comparing 20+ banks costs you nothing and biases us toward none.

Approvals that keep pace with the deal

UAE sales agreements move fast. Our files are pre-checked against each bank's policy so they clear first time.

One named advisor

No call-centre handoffs. The person who quotes you is the person who signs off your final offer letter.

Total cost, in writing

Rate, bank arrangement fee, valuation, life cover, DLD and trustee charges — set out before you commit.

Structured for the long run

Fixed versus variable, term length, early-settlement terms — modelled against how long you plan to hold.

Regulated and accountable

We operate under UAE mortgage broking rules and hold your documents on encrypted, UAE-hosted systems.

Client stories

Trusted across the Emirates

A genuinely smooth mortgage experience.

Leom made the entire mortgage process much easier than I expected. They explained everything clearly, helped me understand my options, and kept me updated throughout the process. I always knew what was happening next.

Ahmed R.Dubai

They made the complicated part simple.

I was confused about the different mortgage options and didn't know where to start. The Leom team understood my requirements, explained the numbers clearly and guided me from eligibility to approval. Very professional and responsive.

Sarah M.Abu Dhabi

Great support from start to finish.

From the initial consultation to the final approval, Leom was there whenever I needed help. They handled the communication with the bank and made the whole process feel much less stressful.

Daniel K.Dubai

Professional, transparent and easy to work with.

What I appreciated most was the transparency. Everything was explained upfront, including the process, documents and costs. Leom helped me explore the right mortgage option without making things complicated.

Michael T.UAE

They understood what I actually needed.

Instead of simply suggesting a mortgage, the team took the time to understand my financial situation and property plans. Their guidance helped me make a much more confident decision.

Priya S.Dubai
Good to know

UAE mortgage questions, answered

Still unsure? A 20-minute call with an advisor costs nothing and usually settles it.

Ask us directly

Leom is a leading mortgage brokerage firm in the UAE. We help clients find the best home loan options by comparing offers from top banks, assisting with pre-approvals, documentation, and end-to-end mortgage processing.

Both UAE residents and non-resident expatriates can apply for a mortgage. Eligibility depends on factors such as income, nationality, property type, and location.

Generally, you should earn at least AED 10,000 per month. However, this may vary by bank and your overall financial profile. Leom can guide you based on your situation.

Basic documents include:

  • Passport & visa copy
  • Emirates ID
  • Salary certificate or trade license
  • Bank statements (6 months)
  • Property details

Leom will assist you with the complete checklist.

Initial pre-approval usually takes 3–5 working days. Final approval and disbursement may take 2–3 weeks, depending on your documentation and the bank process.

Leom does not charge clients a brokerage fee; our commission is paid directly by the bank upon successful completion of the mortgage.

Free consultation

Let’s find the right lender for your file

Tell us a little about your plans. An advisor will call you within one business day — no obligation, no credit check at this stage.

Whole-of-market comparison
Clear breakdown of every fee
Your data stays with us — never sold